Business Form Listing
- Business financial statement (detailed) for the last 3 years ends and interim
- Business Federal Income Tax Returns for the last 3 years
- ADR / OCC for 3 years and Interim or rent roll (whichever is applicable)
- Personal Financial Statement on all Borrowers/Guarantors
- STAR report (latest) for franchised hotels
- Borrowers / Guarantors Personal Federal Income Full Tax Return for last 3 years
- Resumes of all Borrowers, Guarantors and all Key Management
- Release for Credit Information
- Details of any derogatory financial information, business or personal
- All Parterns Affiliates Inforamtion - 3 year's tax returns (for SBA and Conventional loans)
- Evidence of Equity / Injection
- Citizenship Status of the borrower(s)
- Appraisel Report, if one has previously been completed
- Copy of Note and Deed of Trust, Security Agreement and UCC's Sales/Purchase agreement
- Franchise Agreement & Circular
- Market / Property detailed information
Our expertise in lending ranges from providing start up clients with minimum equity options both SBA and conventional, providing construction and permanent financiing along with assisting business owners with methods to withdraw their earned equity from their existing ventures to invest in newer ventures.
- Our underwriters are skilled in the underwriting process of complex properties, often with limited information, and a clsoign staff who can answer all questions regarding the legal complexities of SBA and conduit loans and get your loans closed efficiently.